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PSBs continue to grab higher share in fresh credit
Business Standard
|October 02, 2025
The public-sector banks (PSBs) further increased their share in incremental credit to 59.7 percent in September 2025 from 57.3 per cent in March 2025 and 54.0 per cent a year ago, according to the Monetary Policy Report.
The report said across bank groups, the credit growth of state-run remained higher (11.4 per cent) than that of private sector banks (PVBs) (9.4 per cent), while credit growth of foreign banks decelerated. Reserve Bank of India releases six-monthly monetary policy report alongside Monetary Policy Review.
On an annual basis (as on September 19, 2025), PSBs continued to account for the largest share of the incremental credit and their share rose further visa-vis PVBs and foreign banks, it said.
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