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PAN misused for fraudulent loan? How to detect, restore credit score
Business Standard
|March 05, 2026
A loan fraudulently taken on your Permanent Account Number (PAN) can wreck your credit score and you may not even know about it until a bank rejects your credit application.
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Detecting a fraudulent loan
Every loan and credit card issued in India is reported to credit information companies. You are entitled to one free credit report each year from TransUnion CIBIL, Experian, Equifax and CRIF High Mark.
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PAN misused for fraudulent loan? How to detect, restore credit score
A loan fraudulently taken on your Permanent Account Number (PAN) can wreck your credit score and you may not even know about it until a bank rejects your credit application.
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