Banking on reforms

Mint Road as well as North Block may move to finetune regulations for Viksit Bharat 2047, reports Raghu Mohan

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With the increased interconnectedness in the financial markets, it is speculated that the regulatory reviews may see participation from Sebi, Irdai, and PFRDA

wherein banks opt to give more of the higher-ticket loans to quickly meet their PSL targets (as such, loans generally carry less probability of default) with HFCs taking on more of the smaller loans.

What to expect:

Linking affordable housing limits to geographies; a relook at risk weighting across regulated entities' and whether banks can be allowed to finance land-bank purchases.

At the bottom of the pyramid