WHAT A bargain!

January doesn't have to mean empty wallets. Discover clever, budget-friendly hacks to get the most bang for every buck you spend.

- SHANI TSAI

The signs of Januworry are everywhere - the petrol tank inching its way towards E, the switch from your luxurious EDP to a budget-friendly body mist, the "can you lend me some money?" messages from those you haven't heard from in months.

You may have to forego that weekly brunch at a chic café - however, if you plan properly, there's no need to put another plate of fish fingers on your dinner menu.

But how can you get the most out of a struggling grocery budget considering the rising cost of living and the limited budget that comes when you're catching up after a busy festive season?

BUY IN BULK

January is the longest eight weeks of every year... so plan for it! Buying in bulk allows your cupboards to be stocked at all times and saves you several visits to the store (or delivery fees and tipping expenses when ordering online). Just ensure you use any fresh items within their time frame and shop additional items that can transform a nonperishable item into a meal that you'll actually want to eat.