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Smart Pension Plan for Smart People

THE INSURANCE TIMES

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March 2025

LIC Smart Pension Plan is a single premium, instant annuity plan that provides lifelong financial security through guaranteed pension payments. Ideal for retirees and professionals looking for a stable retirement income, the scheme offers flexible payout options, death benefits, credit facilities and tax benefits.

Smart Pension Plan for Smart People

Introduction

LIC Smart Pension Plan is a single premium, instant annuity plan that provides lifelong financial security through guaranteed pension payments. Ideal for retirees and professionals looking for a stable retirement income, the scheme offers flexible payout options, death benefits, credit facilities and tax benefits.

LIC Smart Pension Scheme 2025

LIC Smart Pension Plan 2025 is a well-structured pension plan designed to provide financial security and steady income in the post-retirement years.

This single premium, immediate annuity plan from Life Insurance Corporation of India (LIC) ensures that individuals can enjoy a worry-free retirement.

If one is planning for a secure future and wants a guaranteed lifetime pension plan, a deeper understanding of this plan will help one make an informed decision.

imageLIC Smart Pension Scheme 2025 is a great choice for those who want guaranteed and lifetime pension. Whether one is a salaried employee, self-employed or retired, this scheme ensures a steady stream of income after retirement. With its flexible payout options, tax benefits and additional benefits for existing LIC policyholders, this pension plan is one of the most reliable retirement solutions in India.

LIC Smart Pension Plan 2025 is a safe, secure and flexible pension solution that ensures lifetime income with multiple annuity options. With benefits like credit facilities, cash flow options and easy purchase options, this plan is a solid choice to secure financial independence after retirement. If one is looking for a reliable annuity plan, LIC's latest offering is the best move for long-term financial security.

What is LIC Smart Pension Scheme 2025?

THE INSURANCE TIMES'den DAHA FAZLA HİKAYE

THE INSURANCE TIMES

THE INSURANCE TIMES

Epigenetic Clocks as Predictors of Mortality: A New Tool for Life Insurance Risk Stratification

Numerous cohort studies have validated the utility of epigenetic clocks in predicting all-cause mortality. For instance, accelerated epigenetic aging, where biological age exceeds chronological age, has been consistently associated with increased mortality risk (Marioni et al., 2015).

time to read

5 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

Life Insurance News

Life insurers cut distributor commissions to pass on GST relief to customers

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THE INSURANCE TIMES

THE INSURANCE TIMES

Insurance Regulator Update

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THE INSURANCE TIMES

THE INSURANCE TIMES

Evaluating the Impact of the New Tax Regime on Motor Accident Compensation Awards

In India, compensation awarded under the Motor Vehicles Act majorly depends upon the income of the deceased (claimant- in case of injury), age and dependency. Since the compensation is calculated based on loss of income after the accident, it increases as the income rises.

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THE INSURANCE TIMES

THE INSURANCE TIMES

A Comprehensive Risk Management Framework for the Insurance Industry

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13 mins

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THE INSURANCE TIMES

THE INSURANCE TIMES

"The overall industry seems to have understood the need to change the attitude from selling what it has to what the customer needs. This realization has led to the development of add-ons and modular products which are quite flexible in nature."

About Mr. Lahiri - Mr. Samiran Lahiri is widely regarded as one of India's most accomplished insurance professionals and consultants, known for his strategic insight, deep technical acumen, and exemplary leadership across diverse domains of the insurance and financial services industry.

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THE INSURANCE TIMES

Parametric Insurance - A Disruptive Model for Climate and Catastrophe Risk Management

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5 mins

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THE INSURANCE TIMES

THE INSURANCE TIMES

Safety Perspectives - The Greatest Happiness of Greatest Number

The salvage dealer has many things to pay for, many expenses such as transportation, electricity, rent, employee salaries, machinery, and more. Hence, the salvage dealer would certainly offer a daily prayer: 'Dear God, please bless me with at least 50 salvage cases today and every day'. He wants 50 accident cases every day! There is no harm in his prayer. It is perfectly logical on his part to pray.

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7 mins

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THE INSURANCE TIMES

Do's and Don'ts While Buying a Term Insurance Policy

Do’s (Things You Must Do)

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THE INSURANCE TIMES

THE INSURANCE TIMES

Newton's Law - Another interpretation of Proximate Cause

The fire policy we know doesn't cover any loss or damage occasioned by, through, or in consequence of, directly or indirectly, an earthquake, volcanic eruption, or other convulsions of nature. An earthquake is an excluded peril, but loss by theft is an uninsured peril( other than as provided in the RSMDT clause).

time to read

7 mins

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