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CTOs: THE Journey & THE Vision

Banking Frontiers

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August 2025

A Chief Technology Officer (CTO) holds an exalted position in any BFSI company today. The role faces towering responsibilities and abundant opportunities. If you want to know what makes a CTO and what they envision as their own future, check out the stories and perspectives of 5 CTOs here: Anshuman Das, MD & CTO, JM Financial Services Ashwin Sekar, Chief Product & Technology Officer, InCred Kinjal Shah, CTO, Yes Securities Samir Kumar Mohanty, Chief Technology & Digital Transformation Officer, Avanse Financial Services and Sudheer Prabhu, CIO & CTO, Cim Finance:

CTOs: THE Journey & THE Vision

Part 1

The BFSI CTO - Playbooks of Progress

Question: Since when are you in the position of Chief Technology Officer? What training/educational programs have you undertaken in the last 2 years towards your professional enrichment?

Sudheer Prabhu: I have been serving as Chief Technology Officer and Chief Information Officer since 2013, leading technological innovation within the financial services sector. With over 30 years of experience in operations and technology, my focus has been on aligning IT strategies with business objectives to drive efficiency and strengthen customer trust. I have been with Cim Finance as Chief Technology Officer for the past 7 years.

Over the last 2 years, I have actively pursued continuous professional development to stay at the forefront of the rapidly evolving technology landscape. I completed an advanced postgraduate program in Digital Business through Emeritus, in collaboration with MIT and Columbia University, which provided in-depth insights into digital transformation strategies. I also undertook a certification course for Independent Directors from the Indian Institute of Directors, earning the designation of Certified Corporate Director. In addition, I have participated in several fintech programs that expanded my knowledge of blockchain, artificial intelligence and secure payment systems. These learning experiences have directly contributed to the implementation of innovative, secure and user-friendly payment platforms at Cim Finance, incorporating enhanced UI/UX and high security standards. I also actively engage in industry forums such as the CIO Summit, which enables me to collaborate with peers, and stay informed

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