THREE STOCKS MFs WENT BANANAS OVER

When you invest in mutual funds, you are indirectly investing in stocks. So, we decided to find out which are the stocks most mutual funds in the equitylinked savings scheme, flexi-cap, multi-cap and large-and-mid-cap categories invest in. We analysed 149 funds that have a broad mandate to invest in a wide array of stocks and came up with the three stocks that most mutual funds invest in

5 Tricky Travel Questions, And 1 Foolproof Travel Plan

Now that you have finally bid goodbye to your worklife, you have all the available time at your disposal to satiate your travel bug. But before you set sail on your wanderlust, here are a few things you should keep in mind

Save As Per The Corpus You Need

I am 29. I started investing in mutual funds (MFS) two years ago. I invest ₹2,000 each in three equity funds-multicap, focused equity and multi asset allocation-every month.

Short Selling

The capital markets regulator, the Securities and Exchange Board of India (Sebi), recently issued a new circular which said that while placing orders, institutional investors will have to inform in advance whether the transaction is short selling or not. The order also said that retail investors would be allowed to make similar disclosures till the end of trading hours on the day of the transaction.

Mind Exclusions Before Buying Policy

I am a 29-year-old software engineer. I got married a year and a half ago and currently reside with my parents.

HOW AVERAGES CAN RUIN THE MATH

Calculating a retirement corpus on the basis of average returns can have disastrous consequences as different sequence of returns can lead to different outcomes

Calls For Urgent Action As India Braces For Dementia Crisis

As the ageing population grows, the threat of Alzheimer's disease has also spiked, drawing attention to whether India is prepared to provide the medical support it calls for.

ANNUAL REPORT CARD

The Indian equity market is in an upbeat mood, and almost all the funds in the OLM 50 list are among the top five funds in their respective categories in terms of performance.

Don't Just Blindly Follow Maxims

The given investment maxims have proven relevant most of the time, but they are not carved in stone. Investment strategies should be tailored to individual situations

IS YOUR fund FARING WELL?

Outlook Money's India's Best Funds 2024 issue aims to empower you with valuable insights and analysis, to help you make informed decisions on the funds you already own or the ones you plan to invest in

The Future Of Credit Card Usage

Credit card usage is increasing in India, but it's prudent to manage credit wisely

Liquidity Coverage Ratio Framework

At the recent monetary policy committee meeting in April 2024, Reserve Bank of India (RBI) Governor Shaktikanta Das proposed changes in the liquidity coverage ratio (LCR) framework to successfully meet liquidity risk.

STRATEGIES TO HELP YOU STAY ABROAD AFTER STUDIES

More Indians are now going abroad for higher studies with plans to stay and work. But living costs, the lack of job opportunities and the burden of education loans could often pose a problem. Assess the opportunities and be practical before making such a decision

FROM SAVINGS TO SECURITY: HOW INDIANS ARE PREPARING FOR THEIR SUNSET YEARS

The Outlook Money - Toluna Retirement Survey conducted in December-end 2023 threw light on how Indians plan and save for retirement. A growing number of Indians now understand the necessity of retirement planning, and want to enjoy their retirement years with kith and kin

Here's How To Install A Solar Panel

It is the season of solar panel subsidy announcements. Right after the Centre launched the PM Surya Ghar Muft Bijli Yojana to offer subsidies to 10 million households to set up rooftop solar systems, the Delhi government has announced an extra capital subsidy of ₹2,000 per kilowatt (kW) to Delhi residents for rooftop solar panel installation. Both governments have caps on subsidies. Some other states, too, offer incentives on the use of solar rooftop panels.

Master Your Own Money Choices

Instead of judging others, have clarity about what you want from your money, where you want to spend it and how you want to feel about it

3 THINGS TO CHECK BEFORE YOU EXIT YOUR POLICY

If you think that the insurance policy you bought doesn't quite align with your goals, you may surrender it. But that comes at a cost. Here's why you should do the calculations

Small And Mid Cap Rally: Be Wary

You may include small- and mid-caps in your portfolio for diversification, but understand that they may not replicate last year's returns and are relatively more volatile

HOW TO MAKE SENSE OF THE GOLD RUSH?

The precious metal has been on an upward rally for the last couple of years due to factors as diverse as geopolitical conflicts, bulk buying by central banks, and hope of rate cuts, of late. The key, therefore, is to invest in gold in a staggered manner

'People Are Normal. They Are Sometimes Ignorant But They Are Not Stupid'

Meir Statman, the Glenn Klimek Professor of Finance, Leavey School of Business, Santa Clara University, California, is the second generation of behavioural finance experts who refused to label people as \"irrational\" and instead called them \"normal\". In his latest book, A Wealth of Well-Being: A Holistic Approach to Behavioral Finance, he expands the circle of finance to include life well-being and shows how they are inextricably intertwined. As part of an interview series, 'Wealth Wizards: Money Maestros in conversation with Nidhi Sinha, Editor, Outlook Money', Statman spoke about his research, and explained concepts through anecdotes that can help you take balanced decisions. Edited excerpts:

THE PETER LYNCH GUIDE TO PICKING STOCKS

Investor, fund manager and a best-selling author, all rolled into one - that's Peter Lynch. His books provide nuggets of practical approach to stock investing. We demystify his investing style to help you implement it when picking stocks. We also have some picks based on his strategy that you may consider

DELAYED CLAIMS CHIP OFF EPF POPULARITY? WHAT YOU CAN DO

The Employees' Provident Fund remains the most popular retirement saving tool for the majority of Indians. Of late, there has been an increase in the number of claim rejections, putting investors in a quandary. We tell you what can lead to such rejections and what you can do to deal with or avoid such a situation

7 Steps To Refresh Your Finances In The New FY

Setting goals and then making your money work to achieve them can be a gamechanger for your financial life

Turn Of The Tide: Should You Invest In Debt Funds Now?

The past few years have been challenging for debt fund investors, but the case for adding them in your portfolio is now more compelling than ever

Who Should Choose An Index Fund?

Index funds’ returns are similar to their underlying index, so if cost and protection are high on your list and market-beating performance is secondary, they could be an ideal choice.

What Is Depreciation?

Depreciation indicates a reduction in the value of an asset over time. Typically, it occurs due to wear and tear of the asset over time as a result of continued use to calculate the depreciation of an asset, one needs to consider several factors, one of which is the useful life of the asset.

REGULATORY ROUNDUP

Change: The Securities and Exchange Board of India (Sebi) directs asset management companies (AMCs) to conduct stress tests on small and mid-cap funds and disclose key findings on liquidity and other aspects.

Plan Repayment Before Taking Loan

I have a home loan running but need a loan of around `10 lakh for renovating the house.

Fund Life Goals Before Business

I am in my late 20s and want to invest in the real estate sector.

SECRET ROAD TO FINANCIAL DIGNITY

Dignity is something most retirees want once their active work life comes to an end and it is closely tied to the individual’s financial well-being