ADOPTION RATES HAVE RISEN across the country as more people search for companionship while they work from home and endure various stages of quarantines and lockdowns. Some shelters, such as Riverside County Animal Shelter, in Riverside, Calif., have reported that they are empty due to high demand.
But if you’re contemplating adopting your first (or second) animal, you’ll need to budget for more than just chew toys and food. Like humans, furry friends can contract serious diseases or get injured in an accident that could end up costing you thousands of dollars for care. To ease your mind— and reduce the risk of a major vet bill—you may want to invest in pet insurance.
Once a niche product, pet insurance policies have increasingly gone mainstream, and there are more options, too. Freelance writer Daniel Bortz and his wife, Alexandra, signed up for pet insurance for their mini golden doodle, Penny, after their breeder provided them with a month’s coverage for free. Bortz bought a policy from Trupanion, a major provider.
“Penny has had a couple of ear infections so far—her breed is prone to getting them—but our main concern was an emergency,” Bortz says.
Bu hikaye Kiplinger's Personal Finance dergisinin February 2021 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
Already a subscriber ? Giriş Yap
Bu hikaye Kiplinger's Personal Finance dergisinin February 2021 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
Already a subscriber? Giriş Yap
A SOLID YEAR FOR THE KIPLINGER 25
All but one of our favorite actively managed, no-load mutual funds gained ground as markets recovered.
YOUR VACATION HOME COULD PROVIDE TAX-FREE INCOME
If you plan to rent out your vacation home, it's important to understand how your proceeds will be taxed.
IT'S NOT YOUR IMAGINATION: YOUR CEREAL BOX IS SHRINKING
To avoid raising prices, some manufacturers are reducing the size of common grocery items. Here’s how to fight back.
SHOULD YOU WORRY ABOUT BEING LAID OFF? IT DEPENDS ON YOUR INDUSTRY
Downsizing has hit certain sectors. But cutbacks may be slowing, and some companies are expanding.
How identity thieves are exploiting your trust
Con artists themselves are disguising as well-known brands to steal your money and personal information.
CUT THE COST OF YOUR WIRELESS BILL
AT&T, T-Mobile and Verizon dominate the market, but smaller outfits offer similar network coverage at lower prices.
MAKING HOME ENERGY MORE AFFORDABLE
Households in need can get energy-efficiency upgrades, help with utility bills and more from this nonprofit.
A HEAD START FOR SAVERS
The Saver's Credit is designed to help low- and middleincome taxpayers contribute to a retirement account.
Say I Love You With a Money Date
To nurture a lasting bond with your partner, meet regularly to talk about money.
Plan for Your Own Elder Care
AFTER I wrote a series of columns in 2022 about elder care planning for family members, I received a number of responses like this one: “What about married couples who have no children or whose family members don’t live nearby?” wrote one reader. “Or a single individual with no close relatives? How should these people plan for their own elder care?”