Business
Kiplinger's Personal Finance
THE CLOCK IS TICKING ON SOCIAL SECURITY'S SOLVENCY
Social Security’s Board of Trustees has released its 2025 report on the financial status of the program’s trust funds, revealing that the outlook for future retiree benefits has become a bit more precarious.
2 min |
October 2025
Kiplinger's Personal Finance
CONSIDERING BERKSHIRE AFTER BUFFETT
Should you explore one of a handful of Berkshire Hathaway clones or copycat funds?
7 min |
October 2025
Kiplinger's Personal Finance
ADVICE TO MASTER THE ART OF SPENDING
An understanding of the psychology that drives what we buy and why can lead to smarter money decisions.
3 min |
October 2025
Kiplinger's Personal Finance
Finding Value in (Some) Losers
THE stock market has surged since early April to a solid gain for 2025, so it may come as a surprise to learn that since the start of the year, more than one-third of the components of the S&P 500 index have declined—79 of them by at least 10%.
4 min |
October 2025
Kiplinger's Personal Finance
Banks Are Quick to Cut Yields
THOSE not-so-friendly bankers are not waiting for the Federal Reserve to formally vote to trim short-term interest rates.
2 min |
October 2025
Kiplinger's Personal Finance
STOCKS CAN SURVIVE GEOPOLITICS
GEOPOLITICAL shocks—terrorist acts, wars or military action—can give your portfolio a significant negative charge. The leading geopolitical source of market instability in 2025 has been the Middle East, as in years past. Israel's decision to attack nuclear facilities in Iran in an attempt to retard that country's weaponization efforts prompted a 1.1% drop in the S&P 500 index on June 13.
3 min |
September 2025
Kiplinger's Personal Finance
STAY A STEP AHEAD WITH OUR FAVORITE ETFs
The world of exchange-traded funds is evolving fast. Use our guide to build a lasting portfolio.
10+ min |
September 2025
Kiplinger's Personal Finance
What You Need to Know About the New Rules for Student Loans
Whether you're paying off education debt now or planning to borrow in the future, get ready for bigger payments and lower loan limits.
5 min |
September 2025
Kiplinger's Personal Finance
PRESERVING STORIES FOR GENERATIONS TO COME
StoryCorps has recorded conversations between thousands of people, and anyone can participate.
2 min |
September 2025
Kiplinger's Personal Finance
A GUIDE TO ROTH CONVERSIONS
Moving funds from a traditional IRA or 401(k) to a Roth account can help you avoid hefty tax bills. But watch out for costly unintended consequences.
10+ min |
September 2025
Kiplinger's Personal Finance
Where to Get Foreign Dividends
I'VE long admired the popular Pacer U.S. Cash Cows exchange-traded fund (symbol COWZ). Less well known is that Pacer employs its free cash flow and dividend strategy overseas.
2 min |
September 2025
Kiplinger's Personal Finance
AS GEN X NEARS RETIREMENT, CHALLENGES LIE AHEAD
Tapping home equity and working longer are key strategies that can help overcome a savings shortfall.
3 min |
September 2025
Kiplinger's Personal Finance
Stocks to Get You Through a Recession
AFTER GAINS OF MORE THAN 20% FOR THE S&P 500 Index in both 2023 and 2024, investors are adjusting to a changed reality in 2025.
3 min |
September 2025
Kiplinger's Personal Finance
THE BIG BEAUTIFUL BILL BRINGS BIG CHANGES FOR TAXPAYERS
Older adults and homeowners in high-tax states will benefit, but some energy-saving tax credits will go away.
4 min |
September 2025
Kiplinger's Personal Finance
China: Danger and Opportunity
WHEN I last wrote about China— five years ago, in the midst of COVID—some readers were critical. Why encourage us to invest in an adversary? China has certainly been a bad actor, threatening Taiwan, supporting the Russian invasion of Ukraine, suppressing dissent, oppressing ethnic and religious groups. But the U.S. is not at war with China, we allow Chinese firms to list on our exchanges, and we encourage Chinese investors to buy U.S. Treasuries (current holdings: $757 billion).
4 min |
September 2025
Kiplinger's Personal Finance
Where You Can Retire Like a Millionaire
With posh apartments, spas, string quartets and haute cuisine, luxury continuing care communities pamper residents in style
6 min |
September 2025
Kiplinger's Personal Finance
THE BEST STOCKS OF THE CENTURY
As we near the 25-year mark, we looked at which stocks have returned the most.
10 min |
September 2025
Kiplinger's Personal Finance
FIND THE BEST BANK FOR YOU
Don't settle for a bank that no longer fits your needs. Whether you prioritize high yields, low fees, premium services or other features, we have great options for you.
10+ min |
September 2025
Kiplinger's Personal Finance
STOP BEING YOUR OWN WORST ENEMY
A veteran money manager shares common investing errors and how to avoid them.
5 min |
September 2025
Kiplinger's Personal Finance
A DISCIPLINED OVERSEAS STRATEGY
WHEN other investors start to lose interest in certain stocks, Fidelity International Growth fund manager Jed Weiss says, \"my ears perk up.\"
1 min |
September 2025
Kiplinger's Personal Finance
Get on Top of Costly Medical Bills
If you’re looking for a way to pay for looming health care expenses, or if you’ve already fallen into debt, you have avenues to ease the burden.
8 min |
September 2025
Kiplinger's Personal Finance
Stocks vs. Funds: It All Depends
Choosing between individual stocks and equity mutual funds depends on your preferences, financial goals and risk appetite.
1 min |
September 2025
Kiplinger's Personal Finance
The Pitfalls of a Cash Advance
NEARLY one in four Americans don't have an emergency fund, according to Bankrate.
1 min |
September 2025
Kiplinger's Personal Finance
HOW TO MANAGE THE COST OF YOUR CHILD'S WEDDING
As the price of getting married soars, footing the bill is becoming a true family affair.
2 min |
September 2025
Kiplinger's Personal Finance
EXPLORE YOUR ROOTS ON A HERITAGE TRIP
With some research and preparation, you can design a meaningful tour of your family's ancestral home.
8 min |
September 2025
Kiplinger's Personal Finance
FOUR CAREER MOVES TO MAKE NOW
Worried about a recession? These steps to protect your job prospects will help you professionally whether a downturn develops or not.
4 min |
September 2025
Kiplinger's Personal Finance
SHOULD YOU TAKE A DNA TEST?
Services such as AncestryDNA, 23andMe and MyHeritage DNA offer DNA testing kits. After you send in a sample of your saliva, the service uses it to analyze your genetic information and compares it to the DNA of other people worldwide. Then you'll get a report detailing the geographic regions where your ancestors may have lived.
1 min |
September 2025
Kiplinger's Personal Finance
Money Smart Ways to Give Back
THE Washington Post recently profiled a man from Baltimore County, Md., who spends his free time— actually, pretty much all of his time—retrieving illegally abandoned tires from stagnant creeks and mosquito-infested swamps.
2 min |
September 2025
Kiplinger's Personal Finance
KNOW WHAT YOU'RE GETTING INTO
There are four basic models of contracts with continuing care retirement communities, and many variations on the concepts, depending on state regulations and the property.
2 min |
September 2025
Kiplinger's Personal Finance
Financial Gifts for Grandchildren
IN my most recent column (see “Money Smart Women,” July), I offered advice from readers on creative ways of giving gifts to their grandchildren. As promised, I'm following up this month with ideas from readers who focus on financial gifts to teach their grandkids long-term lessons on saving, investing and managing their money.
2 min |