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The 61-year-old was taking part in Sunday's Swansea Triathlon when ambulances were called to the city's Prince of Wales Dock at 9.15am.
Race organisers Activity Wales Events later announced that the competitor had died.
A statement said: "It is with heavy hearts that we confirm the passing of an athlete during the swim section. Our most sincere condolences to the family."
Up to 1,500 people were entered in the sprint triathlon, which included a 750m swim, 20km bike ride and 5k run.
The Welsh Ambulance Service confirmed it was called around 9.15am.
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61-year-old dies in swim at triathlon

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