Term insurance premiums in our country have declined to very low levels owing to high competition in the marketplace. Moreover, in the absence of data, private insurance companies made certain assumptions regarding mortality rates. Those assumptions have proved to be too optimistic. The actual claims experience has been higher. The Covid pandemic made matters worse for insurers over the past 18 months.
This story is from the November 2021 edition of Investors India.
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This story is from the November 2021 edition of Investors India.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
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