Term insurance premiums in our country have declined to very low levels owing to high competition in the marketplace. Moreover, in the absence of data, private insurance companies made certain assumptions regarding mortality rates. Those assumptions have proved to be too optimistic. The actual claims experience has been higher. The Covid pandemic made matters worse for insurers over the past 18 months.
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Are Mutual Fund Investments Subject To Market Risk?
This article discusses the disclaimer ‘Mutual fund investments are subject to market risk; please read the offer document carefully before investing. We are sure you must have read that or heard it in every advertisement of the mutual fund. So let us learn everything about what it means.
Start Your New Year 2022 With These Financial Moves To Bolster Your Long-Term Portfolio
2021 turned out to be a reasonably good year for the equity market investors including the equity mutual fund investors. While your equity funds investments are meant for your long-term goals, there are a few other things you need to follow to keep your finances in shape.
How To Get The Most From Unit-Linked Insurance Plans For Long Term Goals
When you are interested in saving for long term goals and also want life insurance coverage in a single plan, Unitlinked insurance plan (Ulip) suits to meet such a financial need.
Mutual Fund Investment Mantras To Invest In 2022
Mutual fund investors have enjoyed blockbuster returns in 2021.
BEFORE BUYING HEALTH INSURANCE KNOW THE BASIC FACTS FOR A COMPLETE COVERAGE
After the outbreak of Coronavirus, the importance of buying a health insurance plan has risen manifold.
If I’m betting on one country in Asia, it’s India and if I’m betting on two countries in Asia, it’s India twice. — John Chambers
MAINTAIN A 10-15 PER CENT ALLOCATION TO GOLD AT ALL TIMES
Gold has underperformed in 2021. Year-to-date (up to December 17) it has given a return of -2.8 per cent.
MUTUAL FUND NEWS
The FINtastic Talks with Sanjiv Bajaj In conversation with Morgan Housel
The FINtastic Talks is a Next Generation Talk-show hosted by Mr. Sanjiv Bajaj, Jt. Chairman & MD, Bajaj Capital, giving the Business leaders of the Financial Services or Advisory sector a platform to exchange their vision, experience, and views on how to make the ideal financial decisions. The current edition of FINtastic Talks showcases the awardwinning author Morgan Housel, also known for his famous book “Psychology of Money”.