While the existing investors are doing pretty well with their investments in mutual funds, nothing stops the new set of investors to reap the long-term benefits in equities.
What may be a matter of concern is the high level of market and valuations that may deter investors to start their investing journey now. However, for long term investors corrections and dips are taken in their stride. The stock market after all is not a one-way street and stocks will keep going up and coming down. Over the longer time frame, equities eventually drift upwards.
Still, for a better risk management, you need to have a proper plan in place, a financial plan that encapsulates your investments as well. If you are an existing investor or a new investor looking to start investing in mutual funds, having a financial plan helps. Make financial planning the starting point to navigate through various life stages on the way to reach your goals no matter how uncertain the journey is.
When stock markets swirl, most investors get worried about their investments. Does all this market action require you to rejig your investments? For most of those who are into chasing their goals, markets and its movements are irrelevant. The fear of losing money comes to mind if there is no financial plan in place. For all others who have a financial plan in place, the uncertainty and volatility attached with stock market are immaterial and largely accounted for.
This story is from the November 2021 edition of Investors India.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
Already a subscriber ? Sign In
This story is from the November 2021 edition of Investors India.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
Already a subscriber? Sign In
Why Should One Consider Investing in a Largecap Fund?
An investor’s ability to create wealth in the longterm is directly linked to how well they create an all-weather investment portfolio.
Meeting Medical Costs with Health Insurance Plans
A medical emergency can occur at any time and to any person.
Water: The Elixir of Life
If there is magic on the Planet Earth, it is contained in water - Loran Eiseley.
The 100 Crore Wealth Legacy! A Vision
Generating 100 crores from modest investments is feasible with a long-term outlook, though market timing remains elusive.
Unleashing Potential: The Dynamics of AI in India
After attending the Microsoft AI Tour recently, I attended a few conferences and met with some government officials over the past few weeks during my macro tour.
The Growing Role of Philanthropy in Wealth Management: A Shift Towards Purpose-Driven Strategies
In recent years, India’s economic landscape has seen a notable shift with the rise of High-Net-Worth Individuals (HNWIs), who are reshaping the financial ecosystem.
Are You Drinking Too Much Coffee? If Yes, Then You Are Taking A Big Risk!
Coffee contains caffeine in maximum percentage:
LIC MUTUAL FUND
According to World Bank data, women represent 49.7% of the world population. In India, women represent 48.4% of the population but they contribute only around 18% of the GDP compared to 41% in China.
Maintain 15-20% exposure to US funds in your equity portfolio
2022 was a difficult year for stocks in the United States (US), particularly for the large tech companies known as FANG. Concerns about the Russia-Ukraine conflict, inflation, etc led to a significant drop in their values.
Systematic Investment Plan (Sip): Meaning, Benefits, How It Works
We all dream of buying a car, dream house, gadgets, etc. This all can come to reality if we have strong financial planning. One of the best options is to start investing in mutual funds through a SIP (Systematic Investment Plan).