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Bank credit rises over 7 per cent in FY26 led by retail lending
The Statesman
|January 07, 2026
Bank credit growth in India remained resilient, as gross banking credit (GBC) rose 7 percent to Rs 195,272 billion in eight months of FY26 till November end, driven mainly by retail loans, a report said on Tuesday.
The report from Crisil Intelligence said secured retail lending ~ notably housing and gold loans ~ accounted for a larger share of incremental credit. It said retail credit accounted for about one-third of gross banking credit.
Unsecured loan growth moderated after the Reserve Bank of India’s risk weight circularand tighter underwriting practices, it said.
Dit verhaal komt uit de January 07, 2026-editie van The Statesman.
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