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BSP rate cut to spur holiday spending and loan demand
The Freeman
|October 22, 2025
The Bangko Sentral ng Pilipinas' latest interest rate cut is expected to boost consumer spending and lending activity during the holiday season, TransUnion Philippines said on Monday.
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In a commentary, the credit rater said the BSP's 25-basis-point (bp) cut earlier this month was timely as the country enters its peak retail and remittance months from September to December.
"This latest rate cut by the BSP sets the stage for a more active lending environment as we move through the 'ber' months," TransUnion Philippines President and Chief Executive Officer Peter Faulhaber said.
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