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FinMin seeks exemption for gold loans under Rs 2 lakh from RBI draft rules
The Business Guardian
|May 31, 2025
The finance ministry on Friday said it has examined the draft guidelines on gold loan by the Reserve Bank and suggested exclusion of small borrowers of up to Rs 2 lakh from the provisions of the proposed norms amid opposition from a section of political parties in Tamil Nadu.
The Reserve Bank of India (RBI) on April 9 issued comprehensive draft guidelines on gold loans with a view to harmonise regulatory framework, to enhance underwriting, improve collateral management and monitor the end-use of funds.
It also proposed that all loans classified against gold will have a loan-to-value ratio of not more than 75 per cent of the value of gold.
Dit verhaal komt uit de May 31, 2025-editie van The Business Guardian.
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