Cutting debt's on the cards after Christmas in transfer window

With the cost-of-living crisis dragging on for yet another year, households are hunting for ways to get debt under control.

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MoneySuperMarket reports a surge in the numbers enquiring about 0% balance transfer credit cards, up 16% this year.

A balance transfer card lets you shift existing debt from one card to another, with zero interest for an introductory period. January usually brings a rush of people sorting out their finances after the Christmas splurge, but demand has stayed high all year.