Has homebuying become more affordable now?
Mint Mumbai
|December 25, 2025
Buying a home has become more affordable, as financing costs fall and incomes rise.
As per property advisory Knight Frank India's latest Affordability Index, Ahmedabad is the most affordable housing market, followed by Pune and Kolkata. Mint explains how.
How has affordability improved?
India's residential sector has been going strong. Despite rising prices, some cities including Mumbai, the country's most valuable property market, are seeing improving homebuyer affordability. Knight Frank's Affordability Index, which measures the portion of household income spent on equated monthly instalments (EMIS), shows there is a steady improvement across the eight leading cities since 2010. Among the three key parameters of weighted average prices, income levels and mortgage rates influencing affordability, incomes have risen faster than prices. This, coupled with falling interest rates, has boosted affordability.
How do RBI's rate cuts make a difference?
Dit verhaal komt uit de December 25, 2025-editie van Mint Mumbai.
Abonneer u op Magzter GOLD voor toegang tot duizenden zorgvuldig samengestelde premiumverhalen en meer dan 9000 tijdschriften en kranten.
Bent u al abonnee? Aanmelden
MEER VERHALEN VAN Mint Mumbai
Mint Mumbai
Grok kicks off liability debate
Grok, the foundational AI model by Elon Musk, has kicked off a storm in India as users complained about its 'spicy mode' being used to morph photos into sexually explicit images.
3 mins
January 03, 2026
Mint Mumbai
New milestone awaits India's data centre bet
Investments in data centres in India, which are said to be the factories and storage houses of digital data and artificial intelligence (AI) models, are set to grow by up to 20% next year, following a record 2025.
3 mins
January 03, 2026
Mint Mumbai
Russia oil discount doubles for Indian refiners since Oct
Russian crude suppliers are now offering Indian refiners a higher discount of up to $8 a barrel, doubling since October after sanctions were announced on Rosneft and Lukoil, according to three people aware of the development.
3 mins
January 03, 2026
Mint Mumbai
Add a punch of flavour with 'sarson'
My gardening hobby has its ebbs and flows.
3 mins
January 03, 2026
Mint Mumbai
Perils pets face at home
Anything from incense to floor cleaner can pose a threat. Here's how to create a safe space for your pet
2 mins
January 03, 2026
Mint Mumbai
The real diary is the black box of your life
Unlike social media, which holds curated snippets of the life you want others to think you lead, a good, old paper diary, to be opened by others after you are gone, records the mundane moments that give life meaning
5 mins
January 03, 2026
Mint Mumbai
'Ikkis' is a war film on a peace mission
Sriram Raghavan's film about an eager young soldier in the 1971 war argues for shared values and humanity
4 mins
January 03, 2026
Mint Mumbai
LUCKY'S
Lucky Dhamija, cocky in bell bottoms and shiny shirt, couldn't stop honking his brand new Maruti 800 a
8 mins
January 03, 2026
Mint Mumbai
MARUTI
Chest exposed, gold chain nestling among manly hairs, at the neighbours—until he met his match in Nani
8 mins
January 03, 2026
Mint Mumbai
Tata, Motherson, Foxconn anchor mobile parts push
To invest more than half of ₹41,863 cr committed under components scheme
3 mins
January 03, 2026
Listen
Translate
Change font size