As a Singaporean living in India, should I buy global health cover?

I am a Singaporean citizen staying in India on a long-term work assignment. I have Singapore health insurance and a local health insurance policy in India. Should I opt for global health cover instead of managing two separate policies?

- Abhishek Bondia

I do not anticipate staying in any other country, except for short leisure or business trips.

—Name withheld on request

NRIs and high-networth individuals are increasingly choosing global health insurance. It is an effective way to get treatment anywhere in the world. However, these policies tend to be more expensive than local plans. The higher cost is driven by expensive geographies such as the US.