Sampath Group total assets cross Rs. 2 t in 1H

Group and Bank level PAT grows 32% in 1H

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Bank reports Rs. 2.4 b exchange gain Bank's gross loan portfolio surpasses Rs. 1 t Deposit base expands Rs. 144.3 b in 1H to Rs. 1.4t

THE Sampath Group reported a Profit Before Tax (PBT) of Rs. 26 billion and a Profit After Tax (PAT) of Rs. 15.6 billion, both increasing by 32% from a year ago, while total assets crossed the Rs. 2 trillion mark for the first time in its history.

At the bank level, Sampath Bank recorded a PBT of Rs. 24.4 billion and a PAT of Rs. 14.7 billion for the first half of 2025, also marking a YoY (YoY) growth of 32% across both metrics compared to the same period in 2024, the bank announced yesterday.

During the six-month period ended 30 June 2025, Sampath Bank reported total interest income of Rs.89.4 billion, a 6% YoY decline primarily driven by the downward trend in the Average Weighted Prime Lending Rate (AWPLR) and reduced yields from Government securities.

The bank's interest expenses recorded a corresponding decline of 6% to Rs. 50.8 billion for the period. These resulted in Net Interest Income (NII) declining by 6% to Rs. 38.6 billion and the Net Interest Margin (NIM) declining by 66 basis points to 4.24%.

The bank reported a total non-fund-based income of Rs. 15.9 billion, marking a substantial YoY growth of 122%.

Net fee and commission income increased by 12% against 1H 2024, driven by higher contributions across multiple channels, including credit, card, trade, operations, and electronic banking services.

The bank recorded a total exchange gain of Rs.2.4 billion during 1H 2025, reflecting a significant improvement compared to the exchange loss of Rs.2.7 billion in the first half of the previous year. This gain was primarily attributable to the depreciation of the Rupee against the US Dollar by Rs. 6.58.