Quality is the middle name

A reliable bet for your core debt allocation, this fund aims to provide modest returns with a quality portfolio

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With a judicious mix of high-quality debt and money-market instruments, this fund sports a clear and consistent approach. On the duration front, the fund usually sticks to three-year bonds and tries to stay away from ones with maturities beyond five years. "This practice has led to lower volatility in returns over a longer period of time versus its peers," said Shriram Ramanathan, who manages the fund along with Jalpan Shah.