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People who Helped Build Leadership Skills

Banking Frontiers

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May 2025

Smriti Pandey: Name one or more persons who have made a big contribution in your life to boost your soft skills? Your hard skills?

People who Helped Build Leadership Skills

Kalpanaa Sankar: I have been fortunate to learn from M.S. Sundararajan, former CMD of Indian Bank, who has greatly influenced my financial and administrative acumen. His insights on governance and risk management have been invaluable. In terms of soft skills, I have been deeply inspired by Girija Srinivasan, a leading gender expert, whose expertise has helped shape my perspective on inclusive leadership and social impact. Their guidance has played a significant role in my professional journey.

imageSanjay Agarwal: My hard skills were shaped during my early years at SIDBI, SBI Commercial and International Bank, and Centurion Bank of Punjab. Mentors like Sanjay Sakhuja, Non-Executive Director at Ambit Pvt. Ltd., and Ashok Wadhwa, Group CEO at Ambit Pvt. Ltd., as well as close friends like Rohit Mehta, Head - Debt Advisory and Capital Structuring at Nuvama, played a pivotal role in broadening my perspectives. Their influence helped me appreciate the power of soft skills. On the personal front, my family has been a constant source of grounding, teaching me patience, empathy, and humility.

MEER VERHALEN VAN Banking Frontiers

Banking Frontiers

Banking Frontiers

Clarity – Learning from Stories

Share one story that gave you notable clarity on something.

time to read

5 mins

April 2026

Banking Frontiers

Banking Frontiers

Intra-organization Communication between both Genders

What are some of the areas where intra-organization communication between men and women can greatly benefit from greater clarity?

time to read

7 mins

April 2026

Banking Frontiers

Banking Frontiers

From Access to Impact: How Technology is Powering the Next Phase of Financial Inclusion

Moderator Gaurav Kumar, Founder & CEO, Yubi Group, and the fireside chat guest, Dr. Rajan Pental, Executive Director, YES Bank, discuss some fundamental truths about the road ahead for BFSI at the Yubi Partnership Conclave 2026:

time to read

1 mins

April 2026

Banking Frontiers

Banking Frontiers

Give these to Al

Smriti Pandey, Ravi Lalwani: Give 3 examples of financial decisions that you think will be safe to shift from humans to AI in 2026.

time to read

2 mins

April 2026

Banking Frontiers

Banking Frontiers

Getting Clarity More Easily

Are there any areas in which women naturally find it easier to get clarity as compared to men? If so, which ones?

time to read

5 mins

April 2026

Banking Frontiers

Banking Frontiers

AI in the Lending Stack: From Experiments to Enterprise-Grade Adoption

In a conversation with, Vipul Mahajan, Chief Business officer, Yubi, two bankers and one NBFC leader align technology and AI trends with business and regulation:

time to read

2 mins

April 2026

Banking Frontiers

Banking Frontiers

Wildfires, storms & floods dominate insured losses

At $107 billion in 2025, global insured losses were below the long-term natural catastrophe loss trend yet still elevated due to a high frequency of events impacting densely built, high-value areas, reports Swiss Re Institute.

time to read

1 min

April 2026

Banking Frontiers

Banking Frontiers

Bihar's MFI Law: Wider Industry Ripples Ahead

Bihar recently enacted a bill, titled the Bihar Micro Finance Institutions (Regulation of Money Lending and Prevention of Coercive Actions)

time to read

4 mins

April 2026

Banking Frontiers

Banking Frontiers

From Numbers to Behaviors & Sentiments

Smriti Pandey, Ravi Lalwani: Apart from numbers, percentages and ratios, what other kinds of information help you get a clear picture for formulating decisions?

time to read

1 mins

April 2026

Banking Frontiers

Banking Frontiers

From Balance Sheets to APIs: The Rise of Banking-as-a-Service

A CXO at a leading public sector bank demystifies the alignment between business transformation, technology and AI strategy, at the Yubi Partnership Conclave 2026:

time to read

1 mins

April 2026

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