Business
Outlook Money
Health Plan: Material Change Clause
The 'material change' clause in health insurance policies has recently become a source of confusion among policyholders. The provision says that individuals should inform insurers of any significant developments regarding health conditions or any new illnesses after purchasing the policy. Many policyholders fear that such a disclosure will automatically mean a hike in premiums or a reduction in coverage.
1 min |
November 2025
Outlook Money
Where Themes Truly Make Money And Where Not
Use themes to meet goals, diversify with SIPs, rebalance on valuations, and ignore market noise.
2 min |
November 2025
Outlook Money
It's Just You And Me
Rising healthcare and education costs, ideological choices, and the need for freedom and flexibility are leading several couples to not have children. There's no right or wrong there, but the ones who are confused about it need to think carefully
6 min |
November 2025
Outlook Money
Money Math In Marriage
Couples typically do not discuss money before marriage. Matters related to prior debt, future responsibilities or expenses could create lack of trust, even leading to a divorce
4 min |
November 2025
Outlook Money
Are You Spending Too Much On School Fees?
Rising cost of education is affecting not just school fees, but also higher education. Instead of putting it all in a good school, strike a balance to ensure your future goals, such as children's higher education and your retirement planning do not get jeopardised
7 min |
November 2025
Outlook Money
IS REAL MONEY GAMING BAN THE Endgame?
Real money games didn't just ruin several lives financially but also had a deep psychological impact on the gamers, which the recent online gaming ban stopped in its tracks, but there are others who rue the ban, warning of job losses and the rise of black market apps. What's the endgame?
10+ min |
November 2025
Outlook Money
Is US Still The Dream Destination For Indian Students?
The recent hike in H-1B visa fee has forced many Indian students to rethink their decisions to study and work in the US and look at alternative destinations, such as Europe and Australia. However, skilled students, may not have much to worry
5 min |
November 2025
Outlook Money
Gold vs Real Estate: What You Should Know
Both gold and real estate have long been preferred investment choices for Indians. They hold sentimental value, too. We compare the two and assess if one or both assets can complete your portfolio
7 min |
October 2025
Outlook Money
Strategic Vs Tactical Allocation
Fixed-income investments can be bucketed based on your time horizon. However, you can also tweak the allocation, tactically, in accordance with the market conditions
4 min |
October 2025
Outlook Money
Discipline Is Key, Shows This Retiree's Life
Pramod Agrawal, 64, a former banker, is an inspiration for active retirees who do not know what to do with their idle time post retirement. Pramod, who lives with his spouse in Ghaziabad, had the option of staying at home, like most retirees, but chose to use his expertise in new ways. Now, he is a visiting faculty at several institutes.
4 min |
October 2025
Outlook Money
Will The E20 Fuel Rollout Make The GST Benefit Ride Bumpy?
The GST rate cut will benefit most car and two-wheeler buyers, but the E20 fuel rule may upset your budget. Calculate well and plan ahead for a smooth ride
6 min |
October 2025
Outlook Money
Input Tax Credit In Insurance
Health insurance premiums in India have become more affordable after the government removed the 18 per cent goods and services tax (GST) on them.
2 min |
October 2025
Outlook Money
Regulatory Roundup
A few regulatory changes in September 2025, and how they will impact you
4 min |
October 2025
Outlook Money
Frugality: A Smart Money Move
We often equate frugality with penny-pinching behaviour. But it isn't. It is about being smart with money, and spending it on things that give value and satisfaction
5 min |
October 2025
Outlook Money
Here's How To Make Health Insurance Claims
For many people, health insurance is the safety net that prevents a medical emergency from turning into a financial burden. Yet, policyholders often find themselves confused while filing claims.
1 min |
October 2025
Outlook Money
Why Seniors Need To Know Their Legal Rights
Many senior citizens often end up in destitution after being abandoned by their kith and kin, typically after transferring their property. Can taking recourse to laws meant for seniors lend a helping hand?
5 min |
October 2025
Outlook Money
Advantage Of Low Cost, High Returns
If you want to stay away from the constant game of chasing outperformance or worrying about underperformance, exchange-traded funds (ETFs) can be a smart option. They provide broad market exposure, are cost-efficient, and eliminate the need to time the market. An index ETF allows you to invest in sectors and stocks of the underlying benchmark in the same proportion as the benchmark. If you want to invest in Nifty 50 companies, Nippon India Nifty 50 BeES could be a decent choice.
1 min |
October 2025
Outlook Money
Plan A Minimalist Diwali: Festive & Traditional Yet Budget-Friendly
A minimalist Diwali does not mean a dull Diwali or giving up on traditions.
6 min |
October 2025
Outlook Money
'It's An Embargo, Not A Tariff'
On the surface, the US tariff may seem like a simple duty, but this is far from normal, says Nilesh Shah, MD, Kotak Asset Management. He discusses how the tariff imposition could impact India and what steps the government is taking to mitigate the risks
4 min |
October 2025
Outlook Money
Trump's Tariff Bomb
India's once-cozy relationship with the US is turning complex, with the Donald Trump administration slapping restrictions like steep tariffs and H-1B visa fees. Is India ready to weather the storm?
10+ min |
October 2025
Outlook Money
Testing Times For Export Engines
The ability to pass on costs, diversify markets, and optimise operations will determine which sectors emerge stronger from this tariff storm
3 min |
October 2025
Outlook Money
Can AI Help You Navigate The ITR Filing Maze?
AI is streamlining the tax filing process, providing personalised recommendations and automated document classification, but it has its limitations. Too much reliance can lead to errors and even legal hassles
6 min |
September 2025
Outlook Money
What Gen Z Should Ask Before Using AI
Gen Z is exploring AI tools, reels and other material alongside traditional advisors and textbooks, but they need to take an informed approach
4 min |
September 2025
Outlook Money
Prompt Away AI Biases, Black Boxes
Relying on AI for inputs on your investing decisions may not be in your best interest, as chatbots typically tend to give response that are likely to be overly flattering and agreeable, and align with your existing biases
5 min |
September 2025
Outlook Money
Can Your Home Be Coded To Perfection?
AI is helping homebuyers navigate the process with the help of 3D models and virtual tours, but the human element in design, aesthetics, negotiation and decision-making remains paramount
5 min |
September 2025
Outlook Money
Is The Future Of Insurance Al-Driven?
The insurance industry has adopted AI in a big way and is relying on it for several backend processes from underwriting to claims processing. However, data privacy and biased recommendations remain a concern
4 min |
September 2025
Outlook Money
Trust N.R. Narayana Murthy? First Check If It's An AI Video
One of the dangers of AI is the advent of convincing deepfakes generated by morphing images, voice notes and videos that can hoodwink you into erroneously revealing financial details or making payment to scamsters
5 min |
September 2025
Outlook Money
What Is Generative AI?
Generative AI is a subset of AI that creates new content, such as text, images, audio, or videos. Unlike traditional AI, Gen AI mimics human intelligence to analyse data, identify patterns, and create new content. It is called generative because of its ability to “generate” human-like responses to prompts. On the other hand, traditional AI, focuses on automation.
2 min |
September 2025
Outlook Money
AI In Banking: From Tokens To Talkbots
After the big wave of digitalisation, banks are entering the age of Al, which is making banking not just convenient, but smart. With strong guardrails in place, the industry is ready for its next big technological leap
5 min |
September 2025
Outlook Money
'Investment Doesn't Always Need Extra Money. It's About Where You Deploy It'
KAILASH KULKARNI, CEO, HSBC AMC, in a conversation with Kundan Kishore, shares what he did with his first pay cheque, how his career changed his relationship with money and how he later realised that starting to save early can set you up for life. His advice to new professionals is to enjoy their first salary, but also start saving—however small the amount—and remain consistent with it.
4 min |