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Banking Frontiers

Banking Frontiers

Tokenization: Short term pain, long term gain

Deepak Sarup, Head, Credit Cards & Retail Lending at HSBC India and Puneet Kapoor, President, Products, Alternate Channels and Customer Experience Delivery at Kotak Mahindra Bank, delve into preparedness for tokenization and its impact:

4 min  |

February 2022
Banking Frontiers

Banking Frontiers

Making Analytics less complex & costly

Many technology companies soon figure out that it is not easy to sell to a bank. Some may say that banks are too conservative, and others may say that banks are too demanding. The undeniable fact is that banks like to work with technology companies who understand their business and their domain.

6 min  |

February 2022
Banking Frontiers

Banking Frontiers

Tier 2 & 3 cities see a surge of start-ups

India’s ranking in Global innovation index rises from 81st rank to 46th rank:

3 min  |

February 2022
Banking Frontiers

Banking Frontiers

Digital Transformation - Alike or Different

Rishabh Garg, CTO at U GRO Capital & Ramesh Mallya, Head of Technology - India at DBS Bank, share different perspectives on similarities and differences in digital transformation:

4 min  |

February 2022
Banking Frontiers

Banking Frontiers

ANZ's unique approach to digital transformation

The bank’s ANZx program and ANZ Plus proposition are bound to take it several levels up the modernization graph:

4 min  |

February 2022

Banking Frontiers

Third Covid Wave Of Could Lead To Incremental Restructuring: ICRA

With incremental restructuring under Covid 2.0, the overall standard restructured loan book for banks increased to 2.9% of standard advances as on September 30, 2021 (2.0% as on June 30, 2021). Most of this restructuring includes borrowers impacted by Covid 1.0 and 2.0.

2 min  |

January 2022
Banking Frontiers

Banking Frontiers

Highlights of Goa's Cooperative Movement Achievements

Address by Guest of Honor C.R. Garg, Secretary, Cooperation, Goa at FCBA 2021:

3 min  |

January 2022
Banking Frontiers

Banking Frontiers

CUB introduces wearable payment device

It is a secure device with a tiny chip and antenna embedded in a keychain:

3 min  |

January 2022
Banking Frontiers

Banking Frontiers

Coop Banks: Small in size, Deep in reach

Dr. Bhagwat Kishanrao Karad, Minister of State in the Ministry of Finance, Government of India, was the chief guest at FCBA 2021. Excerpts from his keynote address:

2 min  |

January 2022
Banking Frontiers

Banking Frontiers

Cooperative Banks must invest in IT infrastructure

Keynote address by guest of honour at FCBA 2021. Edited excerpts:

3 min  |

January 2022
Banking Frontiers

Banking Frontiers

CyberSecurity - From Big Army to Smart Army

As work expands to use all available space, security threats too expand. Nilesh Gupta, Global Practice Head - Cloud Services at 3i Infotech, reveals how banks can leverage new thinking and new technologies to safeguard themselves:

7 min  |

January 2022
Banking Frontiers

Banking Frontiers

Investment bankers expect IPO momentum to continue

Financial institutions, tech companies have dominated IPO markets in CY21:

6 min  |

January 2022
Banking Frontiers

Banking Frontiers

Pandemic has digitized spend management, workflow & payments

Kunal Sanghavi, Chief Financial Officer, HDFC Securities talks about changing costs during pandemic & adoption of latest technology for simplification of customer process:

3 min  |

January 2022
Banking Frontiers

Banking Frontiers

Khan Bank - from the verge of closure to Mongolia's top bank

Khan Bank was at one point of time facing virtual closure but by adopting strategic measures, including induction of technology it has now become the No 1 bank in Mongolia:

5 min  |

January 2022
Banking Frontiers

Banking Frontiers

NABARD setting up datawarehouse to find solutions

Keynote address by Chief Guest Shaji K. V., Deputy Managing Director, NABARD at FCBA 2021. Edited excerpts:

3 min  |

January 2022
Banking Frontiers

Banking Frontiers

NBFCs Drive Digital Transformation On Multiple Fronts

A deep dive into how NBFCs are riding the storm and emerging stronger :

10 min  |

December 2021
Banking Frontiers

Banking Frontiers

Covid Impacts Job Satisfaction, But Not Attrition

Praveen Menon, Chief People Officer at IndiaFirst Life Insurance Company updates about changing employee expectations & job satisfaction scenario at his organization

3 min  |

December 2021
Banking Frontiers

Banking Frontiers

ICICI Bank, Axis Bank thrive on API, UPI, Platforms

While Bharat Bank unit of Axis Bank will offer tailored rural products with increased physical & digital reach over the next 3 years, ICICI Bank has created 19 industry specific stacks to provide digital solutions to corporate clients:

5 min  |

December 2021
Banking Frontiers

Banking Frontiers

Moving swiftly to adopt technology and expand services

Telangana based co-operative bank is planning to increase its average digital transaction count to 0.2 million by end of 31st March 2024:

5 min  |

December 2021
Banking Frontiers

Banking Frontiers

PACS will be integrated with the CBS of DCCBs

NABARD has earmarked `50 billion for enabling PACS to be a key player in the agri-value chain by turning them into multi service centers:

6 min  |

December 2021
Banking Frontiers

Banking Frontiers

How Turtlemint sells 10,000 insurance policies every day

The platform provides advisors with digital tools enabling them to sell multiple insurance products of different companies through one

6 min  |

December 2021
Banking Frontiers

Banking Frontiers

Logic & Emotion direct CX Improvements

Nilesh Parmar, Chief Operating Officer, Future Generali India Life Insurance shares the importance of logical & emotional aspects in customer experience design:

5 min  |

December 2021
Banking Frontiers

Banking Frontiers

LDP identifies & grooms future leaders at Indian Bank

Indian Bank commemorated its 115th foundation day on August 15, 2021. The bank has a staff of 24,821 officers, 12,995 clerks, 2769 sub-staff and 311 full time sweepers, totaling to 40,896 staff, as of Q1 FY 22. Females comprise 28% of the staff. Shanti Lal Jain assumed charge as MD & CEO of Indian Bank on 1st September 2021. He is supported by 3 executive directors - Shenoy Vishwanath V., Imran Amin Siddiqui and Ashwani Kumar.

3 min  |

December 2021
Banking Frontiers

Banking Frontiers

ADB lends for vaccines, health care in India

The Asian Development Bank (ADB) has been proactively increasing its engagement with India. A number of approval and agreement has come India’s way in recent months.

3 min  |

December 2021
Banking Frontiers

Banking Frontiers

A platform for fixed income investment options

Bondskart.com is a fully customized platform offers functional efficiency and is available in web and on mobile app:

3 min  |

December 2021

Banking Frontiers

Mental Health & D&I: Both Problems Have Similar Solutions

The pandemic has created heightened awareness about mental health issues, while Diversity & Inclusion (D&I) issues have been steadily becoming more visible. While the problems are distinct, there is a lot in common among the solutions:

7 min  |

October 2021

Banking Frontiers

Bandhan Bank: Building a robust, granular liabilities franchise

On the occasion of its 6th Foundation Day celebrated on 23rd August, Chandra Shekhar Ghosh analyses the bank’s achievements and explains how it has earned the trust and confidence of 23 million Indians:

8 min  |

October 2021
Banking Frontiers

Banking Frontiers

A platform to buy and sell anything seamlessly

BNP Paribas has a unique platform, Cortex Life, that allows traders to sell or buy everything from bullion to currencies and also do trading in currencies or commodities:

3 min  |

October 2021
Banking Frontiers

Banking Frontiers

Fikar Not Says Fino's Brand Ambassador

Anand Bhatia, CMO, Fino Payments Bank shares details of the journey to appointing a brand ambassador for the bank and planning the creative and media:

4 min  |

October 2021
Banking Frontiers

Banking Frontiers

Covid boosts top-up loans & balance transfers

Arvind Hali, MD & CEO, Motilal Oswal Home Finance reveals how the pandemic is affecting business and how the company is responding:

3 min  |

October 2021