Do the money DETOX

A quick and easy audit could add up to some surprising savings

- LUCINDA O'BRIEN

Our lives are so busy these days, our monthly bills can often go unchecked, with direct debits going out without a second thought. Yet reviewing your outgoings is crucial - otherwise you might end up paying for something you don't need or didn't know you were paying for in the first place. Setting aside time for a financial review can really save you money. Here's how.

Check mobile usage

Take a look at your mobile phone bill to see whether there's an opportunity to save. For example, your contract might be for unlimited data, but you predominantly use Wi-Fi. This means you could switch to a different plan that's more cost-effective and tailored to your actual usage. Give your provider a call too - they may offer recommendations to help you further cut down costs.