MONEY matters

Our expert Rebecca Gamble helps make your cash go further

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READER QUESTION

Does house insurance cover accidental damage to the building or contents?

Not necessarily. Which? analysed 78 home insurance policies from 35 providers and found just 28% of buildings insurance policies and 27% of contents policies include accidental damage cover as standard. Never assume what's covered - always check the details carefully to make sure it offers the cover you need.

3 easy ways to...

Change your money mindset

Altering how you think about money can have a positive effect

FOCUS ON YOU

Do you ever feel like you're missing out on things you wish you could afford? For example, when you see a friend's photos of a lavish holiday on social media? Instead of dwelling on what you don't have, focus on your own goals so you can make clear, confident decisions about your money. Rather than thinking 'I can't afford that,' reframe it as 'I'm choosing to use my budget to save toward my goal.' Remember, while some people genuinely have more money, others may be living beyond their means just to keep up appearances.

EDUCATE YOURSELF