Turn Ghost Month Into Goals Month...

The art of furoshiki: Furoshiki master instructor Keilo Ozaeta with Gail Ang, founder of Bloomingdales. Metrobank hosted a furoshiki workshop, the Japanese art of (gift) wrapping with fabric, where every fold and every knot is done with intention. It's a philosophy that mirrors financial mindfulness.

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day season, you can make more mindful money decisions. You can allocate your year-end windfalls wisely. Bonuses and other holiday earnings can be directed toward meaningful goals. You build better habits early. By making August your financial planning month each year, you start a positive cycle of readiness and intention. "When you set your goals now, you enter the holiday season prepared—not pressured," Dimayuga points out. "We encourage everyone to start making their New Year's resolutions before the 'ber' months begin. It gives you mental clarity before the holiday rush kicks in."