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Banks' bad loans ratio rises to over 2-year high
The Philippine Star
|December 12, 2024
The share of soured loans to the banking sector's total loan book increased to its highest level in over two years amid elevated borrowing costs, data from the Bangko Sentral ng Pilipinas (BSP) showed.
The non-performing loan (NPL) ratio of Philippine banks went up to 3.6 percent in October from three percent in September. It marked the highest in 29 months or since the 3.75 percent in May 2022.
NPLs refer to credit obligations that have not been repaid for at least 90 days past their due date. These loans are categorized as high-risk assets because they indicate a borrower's diminished ability or willingness to meet their financial obligations.
Denne historien er fra December 12, 2024-utgaven av The Philippine Star.
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