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HOW A 23-YEAR-OLD SHOULD INVEST
The Morning Standard
|January 19, 2026
HIS is the age when a person starts earning and wonders how to invest.
Hence the age 23.Build a strong financial foundation:Start by educating yourself on personal finance. Read books on personal finance, investor behaviour and books like ‘Random walk on Wall Street’ if you are going to invest in direct equities. Also, involve your parents teach them about equity so that they don’t ask you to withdraw all the money in a down market.
Also, follow resources from SEBI (Securities and Exchange Board of India) and keep looking for good YouTube videos courses on investing.
Track your income and expenses using a simple budgeting app or Excel. Aim to live below your means—save at least 20-30% of your income right from your first salary.
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