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43% HNIs save less than 20% of post-tax income
The Morning Standard
|June 05, 2025
A large percentage of high-net-worth individuals (HNIs) are not saving enough to achieve their financial goals, as per a survey by Marcellus Investment Managers.
The survey highlighted that 43% of high HNIs save less than 20% of their post-tax income, while 14% do not maintain an emergency fund.
Stating an example, the survey highlighted that a 44-year-old banking professional working in Mumbai only manages to save Rs 5 lakh per annum despite pocketing ₹50 lakh as bulk as his/her income goes towards EMIs and children's education.
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