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Indian banks ‘robust and resilient’, NPAs at record low: DFS Secy
The Daily Guardian
|February 03, 2026
India’s banking sector is "very robust and resilient," with asset quality at its best-ever levels and strong credit growth across key segments, said M. Nagaraju, Secretary, Department of Financial Services (DFS), while addressing an industry gathering post Budget organised by the Confederation of Indian Industry (CII) on Monday.
Representative Image.
Highlighting key performance indicators, Nagaraju said the provision coverage ratio (PCR) of banks stands at around 94%, while net nonperforming assets (NPAs) have declined to 0.47%, the lowest level recorded so far. Credit growth remained healthy at 12%, while deposit growth stood at 10%.
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