Is your pension savings journey an endurance race like the Dakar?

If you think of your retirement savings journey as an endurance race like the Dakar, you are on the right track to getting it right and save enough for retirement.

- Pieter Albertyn, head of product solutions at Momentum

And there is a terrific way of improving your chances over the killer dunes on your retirement savings journey, says Pieter Albertyn, head of product solutions at Momentum.

"I am not a big motorsport fan, but the Dakar race fascinates me: the excitement but especially the endurance. And I cannot help but compare the detailed planning and navigation of the participants with my retirement savings journey and how you must do your best to stay on track."

What happens under the bonnet for this race is always improving and rapidly so, he says.

"I believe diesel or petrol internal combustion engines are still most popular for the necessary horsepower, but electric and hybrid engines are also showing face – almost like the financial services industry shifting its focus to more modern products and ways, including the two-pot retirement system changes."