Investment trends you can't afford to ignore this year

The investment landscape is brimming with opportunities and challenges.

- Hardi Swart

Technological innovation, demographic shifts and global economic trends are reshaping how and where we invest.

Staying informed can help you make smarter decisions and maximise your returns.

The most critical investment trends to watch this year:

ESG investing: Know what you're buying. Environmental, social and governance (ESG) investing continues to grow as more investors seek to align their portfolios with their values. ESG focuses on:

>Environmental: A company's impact on the planet, including carbon footprint and sustainability efforts;

>Social: How a company treats its employees, customers, and communities; and

>Governance: Ethical practices, leadership and transparency.

Why it matters: Look beyond the label and evaluate ESG funds to ensure they align with both your values and financial goals.

Africa as a growth hub

While many First World countries face ageing populations and declining birth rates, Africa is experiencing the opposite. Studies, including one by the Bank of America, highlight Africa as growth hub of the future due to its population growth and youthful demographic.

Opportunities in Africa: