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SBI Building Scalable Model for Sustainable Returns via CASA, Fee Income: Chairman
The Business Guardian
|May 27, 2025
SBI Chairman C S Setty has said the bank is building a scalable model for sustainable returns based on disciplined cost management, low-cost deposits, and expansion of fee-based income.
"With strong CASA (Current Account and Savings Account) growth, digital cross-sell capabilities, and margin-sensitive asset allocation, we are building a scalable model for sustainable returns," he said in a message to the shareholders of the bank. "Together, these strategic levers position us not just as India's largest bank, but as its most forward-looking – balancing trust, scale, and innovation to deliver long-term value for customers and investors alike," he said in an annual report for 2024-25.
SBI logged a net profit of Rs 70,901 crore in FY25, 16 per cent higher than Rs 61,077 crore in the previous fiscal.
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