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Cabinet approves restructuring & extension of PM SVANidhi scheme
The Business Guardian
|August 28, 2025
The Union Cabinet on Wednesday approved the restructuring and extension of the Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme, extending its lending period from the earlier deadline of December 31, 2024, to March 31, 2030.
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As per a press release by the Cabinet, the move comes with a total financial outlay of Rs. 7,332 crore and is expected to benefit around 1.15 crore street vendors, including 50 lakh new beneficiaries.
Implementation of the scheme would be the joint responsibility of the Ministry of Housing & Urban Affairs (MoHUA) and the Department of Financial Services (DFS), with DFS being responsible for facilitating access to loans/ credit cards through banks/financial institutions, as well as their ground-level functionaries.
Under the restructured scheme, the loan slabs have been revised. The first tranche loan has been increased to Rs. 15,000 from the earlier Rs. 10,000, and the second tranche enhanced to Rs. 25,000 from Rs. 20,000, while the third tranche remains unchanged at Rs. 50,000.
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