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New deals for remortgagers
Shields Gazette
|November 19, 2025
Competition in market ramps up as lenders unveil new rates
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Competition between mortgage lenders is ramping up after Lloyds and Halifax launched some new rates on selected products.
The lenders, which are part of the same banking group, said they are seeing strong demand in the market and the changes made to some direct products will help to give customers more choice.
The revamped ranges include a two-year fixed-rate mortgage at 3.77% for Club Lloyds customers looking to remortgage. A deposit of more than 40% is needed and a £999 product fee will apply.
For Halifax remortgage customers, the bank has launched a three-year fixed-rate deal at 3.92% with a £999 product fee, for borrowers with a deposit of more than 40%.
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