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Plan ahead now for contactless changes coming in new year

Scottish Daily Express

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December 24, 2025

SHOPPERS are being warned to stay alert as big changes to contactless payments edge closer, with higher limits raising fresh fears over fraud.

Plan ahead now for contactless changes coming in new year

New rules from March 2026 will allow banks and payment providers to set their own contactless limits, while giving customers more control over spending.

As recently as 2021, the contactless limit was just £30, before jumping to £100 as shopping habits changed after the pandemic.

Contactless has since become the default way many of us pay, but that convenience comes with risks.

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