A switch in time is a life-saver

LOYALTY is a virtue usually, but when it comes to savings, it can cost you. In today's volatile interest rate climate, sticking to your high street Ibank's trusty but low-paying savings account could leave you short-changed.

- by Katie Elliott

Top savings rates have dipped again, and the gap between what the best accounts pay and the average return can make a sizeable difference to you pot.