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How can a tuition teacher get a home loan?
Mint Mumbai
|June 27, 2023
There are many institutions that help first-time woman borrowers with no credit history and informal sources of income.
I am a 47-year-old tuition teacher. Since my income is based on cash earnings from tuition fees, I have not filed my income tax return (ITR) in the last five years. Am I eligible for a home loan?
—Name withheld on request
While having a formal source of income like bank credits, income tax filings, salary slips help financial institution to check and process loans, getting a home loan with your nature of business could be slightly difficult.
However, you may approach specialized housing finance companies who have customized programmes for assessing informal incomes.
Denne historien er fra June 27, 2023-utgaven av Mint Mumbai.
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