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UPI is expanding lending across the risk spectrum

Mint Hyderabad

January 30, 2026

Investing in digital public infrastructure such as the Unified Payments Interface (UPI) is reshaping credit markets by allowing banks and fintech firms to expand lending across the risk spectrum, said the Economic Survey, released on Thursday.

- Anshika Kayastha

Fintechs play a key role in reaching new-to-credit borrowers who were earlier excluded from formal finance, the survey said, citing a working paper ‘Breaking Barriers to Financial Access Cross-Platform Digital Payments and Credit Markets (2025), by Shahswat Alok.

It is effective use of accounts that determine if financial inclusion translates to economic opportunities

Denne historien er fra January 30, 2026-utgaven av Mint Hyderabad.

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PE giants line up for shoe maker RedTape

Global private equity firms including Apax Funds and Advent International have joined the race to acquire a majority stake in RedTape, in a transaction that could value the Indian footwear maker at ₹4,500-5,000 crore (about $500 million), three people familiar with the matter said on condition of anonymity.