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RBI norms on silver, gold loans explained
Mint Bangalore
|June 10, 2025
On June 6, the Reserve Bank of India (RBI) released its final guidelines on loans against gold and silver collateral based on feedback from the industry and the government's department of financial services.
On June 6, the Reserve Bank of India (RBI) released its final guidelines on loans against gold and silver collateral based on feedback from the industry and the government's department of financial services. They include a higher loan-to-value (LTV) ratio for small-ticket loans, which also don't require credit appraisal.
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