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Majority of retail slippages from unsecured loans: RBI
Millennium Post Delhi
|Delhi 01 January 2026
MUMBAI: More than half of overall retail loan slippages are now originating from unsecured products such as credit cards and personal loans, the RBI said on Wednesday, highlighting growing stress in the segment.
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In its half-yearly Financial Stability Report, the RBI noted that private sector banks are facing greater stress in unsecured retail lending compared with PSBs. Unsecured retail loan slippages accounted for 53.1 per cent of total retail slippages across scheduled commercial banks.
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FLERE HISTORIER FRA Millennium Post Delhi
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