Why it’s time to master your credit

(and passes responsibly) the better their credit score becomes.

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That’s how credit scoring works: the higher the number, the better one’s credit standing will be. With a healthy credit score, bigger financial goals like starting that cafe or restaurant business, buying a house or condo, or even owning a car become more attainable.

Arellano expressed hope that CIBI could further expand its knowledge-sharing initiatives as a credit bureau, emphasizing that financial literacy is essential— especially in a time when many people fear debt or lack the tools to manage their budget responsibly.

Security through anti-fraud detection