Prøve GULL - Gratis
Bank bad loan ratio slightly eases in May
Manila Bulletin
|July 12 2025
The Philippine banking system's gross nonperforming loan (NPL) ratio slightly eased to 3.38 percent in May, as continued double-digit growth in bank lending expanded the loan base and, along with the central bank’s cumulative 1.25-percent policy rate cut, helped reduce borrowing costs and improve borrowers’ ability to repay.
According to the latest data from the Bangko Sentral ng Pilipinas (BSP), the banking industry’s NPL ratio slightly improved in the middle of the second quarter from the higher 3.39 percent in April.
Still, May’s bad loan ratio remains eight basis points (bps) higher than March’s 3.3 percent. Year-on-year, however, it was lower than the 3.57-percent gross NPL ratio seen in May 2024.
BSP data showed bad loans increased by 1.6 percent to P527.4 billion as of end-May from P519.2 billion in April. Year-on-year, soured loans hiked by 6.4 percent from P495.7 billion in May last year.
Denne historien er fra July 12 2025-utgaven av Manila Bulletin.
Abonner på Magzter GOLD for å få tilgang til tusenvis av kuraterte premiumhistorier og over 9000 magasiner og aviser.
Allerede abonnent? Logg på
FLERE HISTORIER FRA Manila Bulletin
Manila Bulletin
Amit cruises to early wins
Two-time world champion Rubilen Amit kicked off her title campaign with back-to-back victories at the 2025 WPA Women's 10-Ball World Championship in Bali, Indonesia on Wednesday, Oct. 8.
1 min
October 10, 2025
Manila Bulletin
Laser focus
From brightening to long-term hair removal, Skinhouse's signature laser treatments promise a glowing, smooth skin
2 mins
October 10, 2025
Manila Bulletin
Adamson into 2nd round
Joy Aseo took over the scoring task in the absence of Shaina Nitura to propel Adamson University to the second round in a quick sweep of Arellano University, 25-21, 25-17, 25-19, in the 2025 Shakey's Super League (SSL) Preseason Unity Cup on Thursday, Oct. 9, at the Rizal Memorial Coliseum.
1 min
October 10, 2025
Manila Bulletin
PMI eyes PH smoke-free hub
Philip Morris International (PMI) is exploring potential investments in the Philippines that would make the country a critical component in the tobacco giant's vision for a smoke-free future, leveraging its strong regulatory framework and attractive business environment.
3 mins
October 10, 2025
Manila Bulletin
DBM chief ready to help unearth truth behind flood control projects
Help is on the way from the Department of Budget and Management to the Independent Commission for Infrastructure (ICI).
1 min
October 10, 2025
Manila Bulletin
Magnitude-4.8 quake jolts La Union
A magnitude-4.8 earthquake struck La Union at 10:30 a.m. on Thursday, Oct. 9, according to the Philippine Institute of Volcanology and Seismology (Phivolcs).
1 min
October 10, 2025
Manila Bulletin
More than 54,600 children below 5 may be acutely malnourished in Gaza - study
After two years of war and dire food shortages, more than 54,600 children younger than 5 in Gaza may be acutely malnourished, with more than 12,800 severely affected, according to a new study by a U.N. agency.
2 mins
October 10, 2025
Manila Bulletin
Suzuki launches the all-new Access AT scooter
Modern convenience, timeless style
2 mins
October 10, 2025
Manila Bulletin
'Quezon' brings a part of history home
When the chandeliers of The Manila Hotel's Centennial Hall lit up on Oct. 7, the room didn't just hold movie stars - it had a piece of history.
3 mins
October 10, 2025
Manila Bulletin
Unprogrammed funds and its hidden perils
In a democracy, the power of the purse should not be treated merely as an administrative function-it is moral, as well.
2 mins
October 10, 2025
Listen
Translate
Change font size