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RBI to link deposit insurance premiums to bank risk

Hindustan Times Rajasthan

|

October 02, 2025

The central bank on Wednesday proposed a new model of deposit insurance, where safer banks will pay less premiums while weaker ones pay relatively more.

- Neha Jos!

RBI to link deposit insurance premiums to bank risk

Current flat rate of 12 paise per ₹100 will serve as a ceiling.

(MINT)

The risk-based model would be a departure from the current practice, where banks pay a uniform 12 paise for every ₹100 of deposits. The shift from the decades-old flat-rate system is designed to incentivize sound financial management, the Reserve Bank of India (RBI) said.

FLERE HISTORIER FRA Hindustan Times Rajasthan

Hindustan Times Rajasthan

In the monsoon bounty, signs of a looming crisis

The interconnected degradation of land and water, accentuated by the climate crisis, poses an existential threat to India’s food security. It needs urgent redress

time to read

4 mins

October 25, 2025

Hindustan Times Rajasthan

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Venue see it

DJs on local trains, gigs in elevators, concerts in churches, raves at cafés. Live events are going far

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4 mins

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Hindustan Times Rajasthan

Viksit Bharat vision needs to have room for animals

When you navigate the distance between wood-panelled conference rooms in New Delhi to dusty tehsil offices, one lesson keeps returning to your desk, like a live file: India’s policies are at their best when they reflect our Constitution’s moral imagination, and not merely our administrative convenience.

time to read

4 mins

October 25, 2025

Hindustan Times Rajasthan

Hindustan Times Rajasthan

Rashtriya Ekta Diwas: Celebrating Sardar Patel's Legacy of Unity and Integrity

Every year on October 31, India observes National Unity Day, or 'Rashtriya Ekta Diwas', to honour the legacy of Sardar Vallabhbhai Patel. The day serves as a reminder of the values that Sardar Patel embodied: Unity, Integrity, and Inclusiveness.

time to read

1 min

October 25, 2025

Hindustan Times Rajasthan

The final frontier

Dubai started out too shallow, too blingy. Now, it seems like the deck of Star Trek’s Enterprise: Diverse, future-ready, attracting the top names in food. Dig in

time to read

5 mins

October 25, 2025

Hindustan Times Rajasthan

STATUE OF UNITY

Honouring The Architect Of United India

time to read

1 min

October 25, 2025

Hindustan Times Rajasthan

Slippery slope of energy wars

Trump’s action against Moscow will resonate beyond Russia. It has implications for India as well

time to read

2 mins

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Hindustan Times Rajasthan

Bloody brilliant

Horror movies are picking fights with the patriarchy. Spooky shows are leaving tired tropes back in the haveli. Dim the lights, we've got new scare tactics

time to read

4 mins

October 25, 2025

Hindustan Times Rajasthan

Asrani & the trap of the Bollywood stereotype

What will you remember Asrani for? Sholay? Abhimaan? Since the death of the veteran actor was announced, a lot of obituaries and fan-posts on social media have mentioned his iconic dialogue from Sholay \"Hum angrezon ke zamane ke jailer hain\" (I am a jailor of the British era). Asrani acted in more than 300 films in Hindi and Gujarati. Some small, some big.

time to read

2 mins

October 25, 2025

Hindustan Times Rajasthan

Larissa D’Sa

Content creator and entrepreneur, @Larissa_WLC

time to read

1 mins

October 25, 2025

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