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RBI to link deposit insurance premiums to bank risk
Hindustan Times Rajasthan
|October 02, 2025
The central bank on Wednesday proposed a new model of deposit insurance, where safer banks will pay less premiums while weaker ones pay relatively more.
Current flat rate of 12 paise per ₹100 will serve as a ceiling.
(MINT)
The risk-based model would be a departure from the current practice, where banks pay a uniform 12 paise for every ₹100 of deposits. The shift from the decades-old flat-rate system is designed to incentivize sound financial management, the Reserve Bank of India (RBI) said.
Denne historien er fra October 02, 2025-utgaven av Hindustan Times Rajasthan.
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