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NPCI arm to roll out value-added financial services on BHIM app
Financial Express Mumbai
|November 26, 2025
NPCI BHIM SERVICES (NBSL), a wholly owned subsidiary of the National Payments Corporation of India (NPCI), will soon roll out value-added financial services on the Bharat Interface for Money (BHIM) app platform, beginning with credit cards.
"We should be launching some value-added products starting with credit card distribution in two-three months," Lalitha Nataraj, managing director and CEO of NBSL, told FE.
On Tuesday, the company officially launched a full delegation feature for UPI Circle. The feature allows a primary user to authorise a secondary user to initiate and complete UPI payments directly from the former's account with a monthly limit of up to ₹15,000 and an expiry period of up to five years. “This enables smoother day-to-day digital payments among families, dependents, or staff while maintaining a clear oversight of all transactions," she said.
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