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Fintechs pivoting to blended portfolio to lower risk : BCG
Financial Express Mumbai
|October 11, 2025
FINANCIAL TECHNOLOGY COMPANIES (fintechs) in India are recalibrating their lending strategies, shifting from highyield, unsecured loans to a blended portfolio that includes secured lending-a move aimed at lowering the cost of capital and improving credit quality, Yashraj Erande, global leader, fintech; India leader-financial institutions at Boston Consulting Group (BCG) said.
Byintroducing secured loans into their portfolios, fintechs can present a lower-risk asset mix to investors, enabling access to cheape
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