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Pay less, drive safe

Financial Express Hyderabad

|

May 05, 2025

Slash Motor Insurance Premium By 40%

- Paras Pasricha

YOUR CAR'S safety is important, but that doesn't mean your insurance premium should fall into the trap of sunk-cost fallacy, where you keep paying just because you have to. You can reduce the premium by up to 40% by choosing right add-ons, optimising deductibles, and tapping into less-known discounts.

Review IDV The IDV (insured declared value) is conceived as the proxy of market value of a car. But IDV is only relevant in case of total loss.

Higher IDV means higher payout in case of total loss. Many insurers let you manually set IDV. This can reduce your premium — if your car's actual resale value is ₹4.5 lakh but IDV is set at ₹6 lakh, you could be paying ₹2,000-3,000 more annually on a comprehensive policy (15-20% jump in premium).

FLERE HISTORIER FRA Financial Express Hyderabad

Financial Express Hyderabad

Govt mulls seasonal adjustment of IIP data

THE MINISTRY OF Statistics and Programme Implementation (MoSPI) has released a discussion paper proposing seasonal adjustment of the Index of Industrial Production (IIP) to mitigate the distorting effects of moving festivals and other calendar variations on monthly data.

time to read

1 min

January 29, 2026

Financial Express Hyderabad

Before IPL, Rajasthan Royals gets $1.3-bn offer

THE OWNER OF the Rajasthan Royals (RR) has invited four groups to proceed to the next round of bidding for the Indian Premier League (IPL) cricket team, including a consortium led by Times Internet chairman Satyan Gajwani and another backed by US-based entrepreneur Kal Somani.

time to read

1 mins

January 29, 2026

Financial Express Hyderabad

Excise revenue bucks declining trend, growth seen above 10% this fiscal

AMID FALTERING OVERALL tax collections so far in FY26 (2025-26), Union excise duty collections are poised to reverse the recent declining trend.

time to read

1 mins

January 29, 2026

Financial Express Hyderabad

If farmers matter, so should tobacco FDI

EVERY BUDGET SEASON arrives like a Bollywood sequel: familiar cast, recycled dialogues, glossy new poster.

time to read

3 mins

January 29, 2026

Financial Express Hyderabad

India comes out on top in trade pact with EU: Greer

THE US IN its first comments on the India-EU Free Trade Agreement (FTA) has said that India has emerged as the winner.

time to read

1 min

January 29, 2026

Financial Express Hyderabad

It's turnaround time for Vi: Birla

Post-AGR relief, focus to shift from survival to revival

time to read

1 min

January 29, 2026

Financial Express Hyderabad

India turns benchmark-driven buyer with term LNG imports

PRICE SENSITIVE

time to read

2 mins

January 29, 2026

Financial Express Hyderabad

Will work out something with S Korea: US President

US PRESIDENT TRUMP said on Tuesday the US and South Korea would work out a solution, in response to a query about his surprise threat a day earlier to step up tariffs to 25% on imports from the Asian ally.

time to read

1 min

January 29, 2026

Financial Express Hyderabad

‘Asset quality to improve in next 2 qtrs’

CSB Bank delivered a strong operational performance in the December quarter and expects the asset quality to improve over the next two quarters, Managing Director and CEO Pralay Mondal tells Kshipra Petkar in an interview.

time to read

1 mins

January 29, 2026

Financial Express Hyderabad

China clears Nvidia H200 chip buys

CHINA HAS GIVEN the green light to three of its largest tech companies to buy Nvidia's H200 artificial intelligence chips, four people familiar with the matter told Reuters, marking a shift in position as Beijing seeks to balance its AI needs against spurring domestic development.

time to read

1 min

January 29, 2026

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