SDB bank continues journey of sustainable improvement

WITH over 28 years of existence in the development banking landscape, SDB bank continued to deliver sustainable financial performance during the third quarter of 2025, reflecting the bank’s sound fundamentals, disciplined balance sheet management, and continued focus on inclusive and purpose-driven banking.

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Demonstrating resilience amid a dynamic operating environment, the bank reported a Profit After Tax (PAT) of Rs. 254 million as at the end of Q3 2025, supported by strategic optimisation of yields and funding costs.

The quarter was marked by renewed credit growth, as loan disbursements accelerated across key sectors, underscoring confidence in the bank’s lending strategy and its strong customer relationships. Loans and advances to customers expanded by Rs. 9.7 billion on a year-to-date basis, while the Non-Performing Loan (NPL) balance declined, signalling improvements in asset quality and the effectiveness of the Bank’s risk management framework. Correspondingly, the Stage 3 loan coverage ratio improved to 52.28%, up from 47.78% in 2024, reflecting prudent provisioning and sustained collection efforts.