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How to help your teen start to invest

Daily FT

|

January 29, 2026

Opening an account for a teenager usually requires standard identity checks for both the parent and the child, in accordance with local regulations.

The process typically involves identification for both the adult and the teen, proof of address, and source-of-funds information.

Additionally, there's a growing number of learning platforms and apps designed for younger users. These let teens follow real market prices, create virtual portfolios, and understand how investments behave without risking real money. While these tools don't replace real investing, they can build the knowledge and confidence needed once a real account becomes possible.

Since teens can't yet open a brokerage account on their own in most countries, investing must be supervised by an adult. That's where different account structures come in. Each one defines who controls the investments, how taxes are handled, and when the teen gains full ownership.

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