RBI move on rate transmission: Why does it matter to you?
Business Standard
|October 23, 2025
Have you seen new borrowers get lower home loan rates while you're stuck paying the old one?
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The Reserve Bank of India (RBI) has just levelled the playing field.
Banks can now reassess your home loan rate spread whenever your credit profile improves, giving you a real shot at reducing your equated monthly installments (EMI) without waiting for years.
What exactly changed
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